Security

Your money moves through banks and trustees, never through us.

Aminco finds and screens companies, runs the app and reports to you. It never holds a dollar. Four separate layers stand between your money and anything going wrong.

How your money moves Join the waitlist

The four layers

Each one is a different party, with a different job.

No single firm, including Aminco, can touch your money on its own.

Partner bank

Holds the money at every step: what you add, what buyers pay in, and what’s paid out to you. Switches pounds and euros into dollars. Your money lands here, not with Aminco.

Holds the money

Licensed fund manager

Checks the company, approves each investor and runs the ring-fenced company set up to hold the deal.

Runs the deal company

Trustee

Works for all investors together, holds the legal claim on the company’s assets and approves every payment out.

Acts for you

The deal’s floor and reserve

Each deal has a written minimum you’re owed at the end, backed by a legal claim on the company’s assets and cash set aside at the start.

A promise backed by assets, not insurance

If a raise misses its minimum, everyone gets 100% back, fee included, within 5 business days.

How your money moves

Six steps, from your bank to your wallet.

Every step is done by the party named under it. The company only ever sees money the trustee has released.

You add moneyBy bank transfer or card. It lands at the partner bank.Partner bank
You reserve a stakeFunded from your wallet. Cancel free for 48 hours.You
Money held at the bankAt close the trustee releases money to the project account only against certified spending.Trustee
Buyers abroad pay in hard currencyDollars, pounds or euros, into an account only the bank controls.Partner bank
Your share is taken out firstThe agreed share, the same day, before the company touches it.Partner bank
You get paidEach quarter, straight to your wallet. Withdraw any time.You

Who does what

Five parties. One of them is you.

AmincoFinds companies and checks them against our return bar, runs the app and keeps you informed. Never holds a dollar.

Licensed fund managerChecks the company, approves investors, runs the ring-fenced company that holds the deal.

TrusteeWorks for all investors, holds the claim on the company's assets, approves every release of money to the company.

Partner bankHolds the money at every step. Switches pounds and euros into dollars.

The companyPays the agreed slice of its export sales and reports to us monthly.

YouChoose the deal, reserve your place, and withdraw your payments whenever you like.

Ways out

What happens at the end, and before it.

Event	You get	What happens
You’ve received the maximum	The cap	Payments stop and the deal ends early.
End of the term	At least the floor	If you've had less than the floor, the company owes you the difference.
The company pays you off early	A set amount	After the first year the company can buy you out at a multiple fixed in the contract.
The company is sold	The cap, plus	Paid the full cap in one go, plus any extra share rights (warrants).
You sell to another investor	Whatever a buyer pays	Once a quarter. 1% fee. Only if another investor wants to buy.
The company stops paying	The trustee steps in	First the cash reserve pays you, then the bank takes a bigger share of sales, then the full floor becomes due.

What could go wrong

Said plainly.

Private investments can lose value, can be hard to sell, and may be held for several years.
Payments follow export sales, so they change every quarter and fall if volume or price falls.
The floor is a promise in the company’s contract, backed by a claim on its assets. It is not a bank guarantee and it is not insurance.
Paying you in dollars depends on dollars being available in Nigeria and allowed out. When a buyer pays in pounds or euros, they are switched into dollars before you are paid, and the exchange rate can move either way.
Projected returns are estimates, not promises. The terms of deals we are lining up can change before they close.
Aminco isn’t licensed yet. Until it is, deals go through licensed partners.

Early access

See the first deal before anyone else.

One email when the first note opens. Nothing else.